Your child's age: 0Monthly contribution: $25 Tax-free investment with OCSP i OCSP accounts invest your funds based on the portfolio of your choice. Growth here is projected at an interest rate of 5%. $9,162 Traditional savings account i A traditional savings account holds your deposits and keeps your funds easily accessible for short-term needs. This type of account often has a modest interest rate of about 0.05%. $5,727Magbukas ng account ngayonAll investments involve some risk and do not guarantee a certain growth.