College Enrollment Year Portfolios
 

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These all-in-one options offer diversified portfolios that automatically move to more conservative investments as the beneficiary approaches the targeted year of college enrollment.

College Enrollment Year Fund Allocations

College Enrollment yearVanguard Total Stock Mkt Idx Instl PlsVanguard Total Intl Stock Idx InstlPlsVanguard Inflation-Protected Secs IDFA Global Real Estate Securities PortDFA Commodity Strategy InstitutionalVanguard Total Bond Market Idx InstlPlsVanguard Total Intl Bd Idx InstitutionalVanguard Short-Term Bond Idx InstlPlsVanguard Shrt-Term Infl-Prot Sec Idx InsVanguard Treasury Money Market Investor
TickerVSMPXVTPSXVIPIXDFGEXDCMSXVBMPXVTIFXVBIPX VTSPXVUSXX
203742.500%42.500%2.000%1.500%1.500%8.000%2.000%------
203642.250%42.250%2.075%1.500%1.500%8.350%2.075%------
203541.250%41.250%2.400%1.500%1.500%9.700%2.400%------
203440.250%40.250%2.775%1.500%1.500%10.950%2.775%------
203339.250%39.250%3.075%1.500%1.500%12.350%3.075%------
203238.200%38.200%3.400%1.500%1.500%13.800%3.400%------
203137.000%37.000%3.800%1.500%1.500%15.400%3.800%------
203035.825%35.825%4.200%1.500%1.500%16.950%4.200%------
202934.575%34.575%4.650%1.500%1.500%18.550%4.650%------
202832.875%32.875%5.225%1.500%1.500%20.800%5.225%------
202731.200%31.200%5.750%1.500%1.500%23.100%5.750%------
202629.375%29.375%6.400%1.500%1.500%25.450%6.400%------
202526.875%26.875%7.200%1.500%1.500%28.850%7.200%------
202424.375%24.375%8.025%1.500%1.500%32.200%8.025%------
202321.875%21.875%8.650%1.375%1.375%33.700%7.900%1.875%1.375%--
202219.063%19.063%8.375%1.000%1.000%28.875%5.000%10.750%6.875%--
202115.313%15.313%7.500%0.750%0.750%19.875%3.125%24.125%13.250%--
202011.563%11.563%5.000%----9.000%1.500%38.750%22.625%--
20197.813%7.813%1.500%--------45.000%30.375%7.500%
20184.375%4.375%----------28.250%28.250%34.750%
20171.875%1.875%----------20.875%20.875%54.500%
2016--------------12.125%12.125%75.750%
2015--------------5.000%5.000%90.000%
2014--------------3.750%3.750%92.500%
2013------------------100.000%

College Enrollment Year Fee Table

The following tables show total Fees charged to each College Enrollment Year Portfolio in the Oregon College Savings Plan. The Underlying Fund Fee and State Administrative Fee added together equal the Total Annual Asset-Based Fee.

Annual Asset-Based Fees
College Enrollment Year PortfolioEstimated Underlying Fund Fee1State Administrative Fee2Total Annual Asset-Based Fee3
20370.05%0.25%0.30%
20360.05%0.25%0.30%
20350.05%0.25%0.30%
20340.05%0.25%0.30%
20330.05%0.25%0.30%
20320.05%0.25%0.30%
20310.05%0.25%0.30%
20300.05%0.25%0.30%
20290.05%0.25%0.30%
20280.05%0.25%0.30%
20270.05%0.25%0.30%
20260.05%0.25%0.30%
20250.05%0.25%0.30%
20240.05%0.25%0.30%
20230.05%0.25%0.30%
20220.05%0.25%0.30%
20210.05%0.25%0.30%
20200.04%0.25%0.29%
20190.04%0.25%0.29%
20180.06%0.25%0.31%
20170.06%0.25%0.31%
20160.08%0.25%0.33%
20150.09%0.25%0.34%
20140.09%0.25%0.34%
20130.09%0.25%0.34%

Approximate Cost for a $10,000 Investment

The following tables compare the approximate cost of investing in the Oregon College Savings Plan over diferent periods of time. These hypotheticals are not intended to predict or project investment performance. Past performance is no guarantee of future results. Your actual cost may be higher or lower. The tables are based on the following assumptions:

  • A $10,000 contribution is invested for the time periods shown.

  • A 5% annually compounded rate of return on the amount invested throughout the period.

  • The Account balance at the end of the period shown is used to pay for Qualified Expenses (the table does not consider the impact of any potential state or federal taxes on the cost of investing).

  • The total annual asset-based fee adjusts over time for the College Enrollment Year Portfolios as the asset mix changes. The asset mix changes on a quarterly basis, so fees will change slightly every quarter. The actual total annual asset-based fee may be higher or lower.

Approximate Cost of $10,000 Investment
College Enrollment Year Option 1 Year 3 Year 5 Year 10 Year
2037 $31.12 $97.88 $171.16 $387.16
2036 $31.12 $97.87 $171.14 $387.11
2035 $31.12 $97.86 $171.12 $387.06
2034 $31.11 $97.85 $171.09 $386.99
2033 $31.11 $97.83 $171.07 $386.92
2032 $31.10 $97.82 $171.05 $386.52
2031 $31.10 $97.81 $171.03 $385.93
2030 $31.09 $97.80 $171.00 $384.83
2029 $31.09 $97.78 $170.96 $383.39
2028 $31.08 $97.76 $170.92 $383.34
2027 $31.08 $97.74 $170.63 $385.03
2026 $31.07 $97.71 $170.17 $388.24
2025 $31.06 $97.45 $169.33 $392.86
2024 $31.06 $97.06 $168.21 $397.82
2023 $30.84 $96.30 $168.21 $403.03
2022 $30.69 $95.50 $169.77 $408.47
2021 $30.34 $95.83 $172.67 $399.70
2020 $30.07 $97.72 $176.99 $391.67
2019 $30.94 $100.92 $181.78 $384.27
2018 $32.08 $104.27 $185.90 $376.42
2017 $33.13 $106.78 $188.99 $367.91
2016 $34.15 $108.53 $179.80 $358.84
2015 $34.52 $109.44 $170.08 $349.27
2014 $34.84 $99.80 $160.49 $339.83
2013 $35.03 $90.31 $151.06 $330.56